Kansas City Uninsured Motorist Accident Lawyers

Have You Been Hurt by a Driver Without Insurance?

Under Missouri law, all drivers must carry insurance to operate their vehicle. While this is law, not all drivers take responsibility for their actions and obtain the necessary insurance. In fact, as of 2022, 16% of Missouri motorists do not have auto insurance. Driving on the roads every day can be more dangerous than you realize because of these irresponsible drivers.

The purpose of insurance is to ensure that medical expenses can be covered in the event of a car accident. When a driver without insurance is involved in an accident, you are responsible for paying out of pocket for your medical expenses. This is unacceptable. You should never be responsible for the negligence and lawbreaking of another driver that has resulted in a serious and life-changing injury.

At DM Injury Law, our Kansas City uninsured motorist accident lawyers pride themselves on standing up for those who have been unnecessarily harmed by another person. When an uninsured motorist is involved in an accident, it should never be your responsibility to cover the cost. Let our experts guide you through this complex challenge and help you seek the justice and financial compensation you are owed.

Set up a free case consultation today. We are a contingency-fee-based law firm, which means you don’t pay unless we win.

Why Do I Have Underinsured Motorist Coverage?

When you sign up for auto insurance, you will be given the option of signing up for underinsured motorist coverage. This coverage protects you in case you are in an accident where the driver you are involved in a collision with is uninsured or underinsured.

Theoretically, this concept seems great, but insurance companies are often concerned with protecting their bottom line, giving you less compensation than you truly deserve when you have been involved in an accident.

While you do not need insurance to cover property damage, drivers are required to possess these minimum coverage amounts:

• $25,000 for bodily injury per person
• $50,000 for total bodily injury for multiple people

These minimums are rarely significant enough to cover the high costs of medical treatment that are suffered in a car accident. While it may seem that you are protected, you rarely carry full protection for the injuries you have obtained. When this minimum amount is not enough, you need to retain an experienced uninsured driver accident attorney who can help you recover compensation for your medical expenses.

What Can I Do After a Car Accident with An Uninsured Motorist?

If you’re the victim of a car accident with an uninsured driver, it’s normal to wonder what action you can take to seek justice. When you team up with an experienced uninsured car accident lawyer in Kansas City, you can potentially receive compensation for:

• Present and future medical expenses
• Lost income
• Reduced earning capacity
• Disability
• Pain and suffering
• Reduced quality of life
• Loss of companionship

At DM Injury Law, our attorneys are committed to pursuing every possible avenue of compensation under the law. If your damages exceed the terms of your uninsured motorist coverage, we’ll take legal action to hold the uninsured driver personally responsible.

Dispute Underpayment from the Insurance Company

Sometimes, insurance companies may deny or underpay claims, even when you have full coverage. If this happens, a Kansas City uninsured car accident lawyer can help you contest the decision.

We’ll gather evidence, including police reports, photos, witness statements, and medical records, to build a strong case and fight for your rightful compensation.

Sue the At-Fault Driver

If your insurance provider doesn’t cover the full extent of your injuries, you may be able to sue the at-fault driver directly. Although this can be challenging, especially if the driver lacks the means to pay, an attorney can help establish liability by proving the other driver’s negligence, such as speeding, running a stop sign, or driving while intoxicated.

Let DM Injury Law Handle Your Case

Dealing with an insurance company is never something you should attempt on your own. At the end of the day, these companies want to keep as much money in their pockets as possible.

Our experienced Kanas City uninsured motorist car accident lawyers have worked with insurance companies for years, becoming familiar with the tactics used to undercut your needs and the tactics we can use to ensure your fair compensation.

Have you or a loved one been involved in an accident with an uninsured driver in Kansas City? Let us help! DM Injury Law is here for you when you have been injured and will devote all possible resources to seeking the compensation you deserve.

Schedule your free consultation today. You don’t pay a dime unless we win your case.

Past results obtained on behalf of clients afford no guarantee of future results, and every case is different and must be judged based on its own merits.