St. Louis Uninsured Motorist Accident Lawyers

Injured by An Uninsured Driver?

Car accidents can turn your life upside down, from dealing with recovery to medical expenses to damage to your vehicle. When the at-fault driver of an accident does not have insurance, this can add an additional headache on top of an already overwhelming situation.  

Our dedicated team of St. Louis uninsured motorist accident lawyers is here to provide legal support and guidance during this challenging time. We help you seek the compensation you deserve and get you on the path toward closure.

Tell us your story over a free consultation. We are a contingency-fee-based law firm, which means you don’t pay us unless we win your case.

Take a look at some of our successful uninsured motorist case results:

• $319,585: Our client, a passenger in a motorcycle race, was ejected and sustained a broken collarbone and concussion. We obtained compensation from the motorcycle driver and the client’s uninsured motorist coverage.
• $250,000: Our client sustained a ruptured spleen, head injury, swelling, and bruising over all of her body after being hit by a driver who ran a red light and was driving with expired insurance.

What Happens If I Get into a Car Accident with a Driver Without Insurance?

Missouri law requires all drivers to carry motor vehicle insurance in order to operate their vehicles. This is to make sure that expenses are covered in the event of an accident. However, there are cases when drivers do not obtain the insurance coverage necessary. When this happens, you end up with all of the out-of-pocket expenses and additional emotional, mental, and financial strain.

Our uninsured motorist lawyers in St. Louis believe this is not OK. You should never have to take responsibility for another driver’s negligence and lawbreaking actions. You deserve to get compensated for the many damages you may suffer, including:

• Medical bills
• Lost wages
• Property damage
• Long-term care
• Pain and suffering
• Loss of companionship
• PTSD
• And more

Make a Dispute with Your Insurance Company

You are required to have uninsured motorist insurance when you sign up for auto insurance. This is to protect you if you are in an accident with an uninsured driver. In Missouri, the minimum coverage amounts are:

• $25,000 for bodily injury per person
• $50,000 for total bodily injury for multiple people

If your insurance company denies you payment or offers you payment that is too low, our uninsured and underinsured motorist lawyer in St. Louis is here to help. We know how insurance companies operate and are ready to fight for the compensation you are owed.

Sue the At-Fault Driver

You may also be able to sue the at-fault driver directly if you don’t get a substantial amount of compensation. This can be difficult, but our lawyers, as well as our support staff of investigators, case managers, and medical record specialists, can help establish liability for the other driver’s negligent actions behind the wheel.

Common Injuries from Uninsured Motorist Crashes

Being in a car accident with a driver who has no insurance can lead to serious injuries. Some of the most common include:

• Bruises and broken bones
• Head and brain injuries
• Spinal cord injuries
• Paralysis
• Wrongful death
• And more

If you or a loved one suffers any of these injuries, it can be difficult to get the money you need to cover the medical expenses, especially if the at-fault driver does not have insurance. Speak to a St. Louis uninsured car crash attorney for guidance today.

What Is the Uninsured Driver Promise?

Many insurance companies give claim-free discounts to policyholders. Typically, your rates can lower every year you don’t file a claim.

The uninsured driver promise ensures you that your discount remains in effect if you do have to submit a claim after an accident with an uninsured driver. Not every company has this policy, however, so it’s best to check with your insurance provider if you have this promise in your policy.

DM Injury Law Can Take Care of Your Case!

If you’ve been involved in an accident with a driver without insurance, you don’t have to face the challenges of your case alone. DM Injury Law can help you seek justice, navigate insurance companies, and secure the compensation you deserve for damages and losses.

Our St. Louis uninsured accident lawyers are capable of guiding you through the legal process, even if it means taking your case to court. We understand the emotional toll and stress of these accidents and will stand by your side during this difficult time. 

We don’t get paid unless you do. If you or a loved one has been involved in an accident with an uninsured motorist, you deserve compensation! Remember, you don’t pay us unless we win your case.

Past results obtained on behalf of clients afford no guarantee of future results, and every case is different and must be judged on its own merits.